Check Your AutoInsurance Before Tragedy

It is a nightmare scenario. You’re driving your family to the Jersey Shore for summer vacation when another driver slams into your car — critically injuring your child. In the days that follow, you learn that your child will need years of physical therapy, and the driver who caused the accident has no insurance. Then… »

AutoInsurance Primer - Liability v. Collision

There are a variety of different types of autoinsurance coverage, but the two main ones are liability coverage and collision and comprehensive coverage. These two types of coverage are almost exact opposites of each other.

Liability insurance covers damages to others that you’re responsible for. In terms of autoinsurance, that includes property damage and bodily injury… »

Do Online AutoInsurance Quotes Work?

Because almost all drivers in the US must have an autoinsurance policy in order to legally operate their vehicle, the autoinsurance market is huge. Lots of drivers need coverage, and lots of companies offer that coverage. The problem is we need to find a company that will offer the best policy for a driver like… »

How Much AutoInsurance Do You Need?

Deciding how much autoinsurance to carry presents some difficult issues. The most obvious reason to carry autoinsurance is to protect yourself if you cause injury or property damage to another due to your negligence. None of us expect to cause an accident, but they do happen. It can be as minor as a fender-bender backing… »

Autoinsurers and pet insurance

Saikou and Kozette are as safe as dogs can be when they go for car rides. The border collie and boxer are always strapped in tight, says Lonnie Olson, 55, of St. Helen, Mich.
Still, Olson says, when she heard that the autoinsurance policies offered by Progressive now include coverage for pets injured in vehicle crashes,… »

Autoinsurance savings with ‘Big Brother’

Tim Goodwin doesn’t spend much time behind the wheel of his 2004 Chevy Tahoe. Even though he only covers about 3,000 miles per year — using it just for weekend trips — he had, until recently, been getting no special deal on his insurance for driving so little.

Six months ago, the Springfield, Missouri, property supervisor… »

Has auto insurance coverage shrunk?

Let’s face it: When it comes to auto insurance policies, nobody really reads all that fine print.

But it’s in the hard-to-decipher clauses that Ohio’s insurance carriers are shrinking insurance protection, leaving drivers uncovered or under-covered in common accident scenarios, according to a report by the Ohio Association for Justice, a trade… »

Marrying qualifies both for a discount

The Insurance Information Institute says a major lifestyle change such as marriage has a profound effect on insurance needs. Discuss the following with your insurance agents.

Recently married: Marrying usually qualifies both for a discount on auto insurance. Couples bring two cars into the relationship and two insurance policies based on “single, young driver.” See which… »

Insurers Illegally Adjusting Rates

True to her word, Gov. Jennifer Granholm is cracking down on Michigan insurance companies that didn’t go along with her call for a year-long rate freeze. Proposed rate hikes sought by noncomplying insurers — most of the firms writing auto insurance policies here — have been fly-specked as never before.

This pressure from the Office of… »

Should You Tune Up Your Auto Insurance Policy?

Your car gets regular maintenance … oil changes, tire rotation and engine checks, but what about your auto insurance policy?

Once you buy an auto insurance policy, you may feel like you’ve done your due diligence, but your insurance coverage needs regular maintenance just like your car. As the circumstances in your life change, so too… »